Fetch by The Dodo vs. Trupanion pet insurance

Fetch’s one simple plan offers more coverage than Trupanion.

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Get peace of mind with Fetch, the most comprehensive pet insurance around

Fetch has the most comprehensive pet insurance which includes the holistic care and behavioral therapy that Trupanion charges you extra for. Our plan also covers curable medical conditions, which Trupanion doesn’t cover. Plus, we don’t charge a sign-up fee or limit enrollment based on your pet’s age.

How do Fetch and Trupanion stack up?

Policy Details

Illness waiting period

15 Days

30 Days

Enrollment fee



Curable exclusionary period

12 months



Sick visit exam fees

Online vet visits

Comprehensive dental

Alternative & homeopathic therapies

Costs extra

Information last updated April 2022.

We cover what Trupanion does not, including:

Sick visit exam fees—saving you on average $50-$250 per visit. You’ll pay more with Trupanion.

Up to $1,000 in virtual vet visits (video chat, call or text), unlike Trupanion.

Up to $1,000 in behavioral therapy and medicine. Trupanion doesn’t do that.

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Australian Cattle dog getting teeth checked doodle

Trupanion doesn’t cover every tooth. Fetch does.

Fetch covers every adult tooth against accidents, injuries, illnesses and diseases, with no broad condition exclusions.

Trupanion offers limited dental coverage. Teeth outside of the canine and carnassial teeth only get limited protection.

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Holistic care is covered by Fetch’s one simple plan

Holistic care is considered standard by Fetch. It’s included in every policy.

Trupanion requires an expensive rider if you want coverage for acupuncture, chiropractic, hydrotherapy, naturopathy, physical therapy and/or rehabilitative therapy.

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With Trupanion, you’ll have to pay for exam fees

Fetch covers the full sick visit—including exam fees, saving you $50-$250 per visit.

Trupanion does not cover exam fees.

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Ready to give your pet the coverage they deserve?

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