Fetch Pet Insurance Coverage
Here’s everything you need to know about pet insurance coverage with Fetch by The Dodo.
Fetch provides the most comprehensive coverage for injuries & illnesses including:
Prescription medications & supplements
Emergency vet visits
Virtual, in-home & office visits
X-rays & CT scans
Breed-specific issues, including hip dysplasia
Sick-visit exam fees
Vomiting & diarrhea
Hereditary & congenital issues
Swallowed objects & toxins
Every tooth covered
Diabetes & insulin
Acupuncture & chiropractic care
Treatment for aggression & separation anxiety
And so much more!Get your price
Here’s what more coverage looks like:
What’s not covered?
Pet insurance covers future accidents and illnesses — the stuff you can’t see coming. Here’s everything you need to know about what we don’t cover.
What vets can I use?
We don’t have networks, so you can use your existing vet or visit any other licensed vet in the U.S. or Canada (including specialists and emergency clinics). We also cover up to $1,000 per policy year in virtual vet visits via text, email, call or video.
What is the waiting period?
This is a set period of 15 days between enrollment and when coverage begins. We’ll email you as soon as it starts — look out for an email with the subject line “PLEASE REVIEW: Waiting period in effect.”
Here’s what you need to know about the waiting period:
Any claims incurred during the waiting period will not be covered.
Any injury or illness that occurs during the waiting period will be considered a pre-existing condition, which means it won’t be eligible for coverage.
We cover new injuries and illnesses that occur after the waiting period is over.
How do I maximize my coverage?
The key to making the most of Fetch is to get your pet a checkup at the vet as soon as you enroll. If you haven’t scheduled a checkup yet, please contact your vet to schedule one ASAP.
Why do I need to get my pet a checkup?
You’ll be asked to upload your pet’s medical records when you submit a claim. You get those records at a checkup. They show us your pet’s medical history and let us see what we can cover, which allows us to process your claim quickly.
What kind of medical records should I ask for?
To make sure you get the right kind of medical records, tell your vet you need “SOAP notes.” The records you receive should include any exam notes and lab results. Please keep the medical records somewhere safe so you have them when you need them.
What happens if I don’t get my pet a checkup?
Without the medical records from a checkup, we might not be able to process your claims at all. (In other words: There’s a chance we won’t be able to pay you back.)