Healthy Paws Pet Insurance
Fetch Pet Insurance

Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.

See how Fetch compares to Healthy Paws Pet Insurance >

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You had me at Fetch.

— Blanche

Fetch covers more than most other providers, including Healthy Paws

Fetch Pet Insurance is proud to protect over 425,000 pets (and counting!) with the most comprehensive coverage. Healthy Paws’ limited coverage doesn’t include sick-visit exam fees, behavioral therapy, dental illness and more.

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Compare Fetch to Healthy Paws Pet Insurance



Healthy Paws

Covers pets of every age 6 weeks+

Use any vet in the U.S. and Canada

Offers wellness coverage

Sick-visit exam fees


Online vet visits

Alternative & holistic care

Behavioral therapy

Breed-specific conditions

Every tooth, plus gums


Not covered

This comparison is based on core policy coverage and the information is accurate as of September 2023.

Fetch Wellness is add-on coverage.

Fetch covers what Healthy Paws does not, including:

Sick-visit exam fees — saving you $50 - $250, on average, per appointment. Healthy Paws doesn’t cover this.

Up to $1,000 in virtual vet visits (video chat, call or text). Healthy Paws doesn’t offer this.

Comprehensive dental coverage for injury and disease in every adult tooth. Healthy Paws doesn’t offer coverage for every tooth.

Up to $1,000 in behavioral therapy and medicine. Healthy Paws doesn’t do that.

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Healthy Paws Pet Insurance doesn’t cover every tooth — Fetch does

Fetch Pet Insurance covers injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more.

Healthy Paws doesn’t cover any form of dental disease and only covers accidents like broken teeth.

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Fetch covers hip dysplasia in dogs 6+ years

If it’s not a pre-existing condition, Fetch protects all pets after 6 months with no age limitations for any covered condition.

If you’re enrolling a pet that is 6 years or older, Healthy Paws won’t cover any hip dysplasia claims.

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Healthy Paws has a lifetime limit on how much they’ll pay you back

Healthy Paws has a limit on how much they will reimburse you for veterinary treatment over the lifetime of your pet.

Fetch doesn't have lifetime limits.

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With Healthy Paws Pet Insurance, you’ll have to pay for exam fees

Fetch covers the full sick visit — including exam fees, saving you $50-$250, on average, per visit.

Healthy Paws does not cover exam fees.

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What should you consider when you’re comparing pet insurance providers?

What does the coverage include?

Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.

How much can you customize the price?

Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.

What matters the most to you?

Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.

Add routine & preventive coverage, save up to $735 more a year

Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).

Unexpected Visits

Get Fetch Pet Insurance

Covers injuries, illnesses, prescription medications & more.



Add Fetch Wellness

Covers annual exams, vaccinations, dental cleanings & more.

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Read customer reviews about Fetch Pet Insurance

Ready to give your pet the coverage they deserve?

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